Six cards. One right answer at the register.

What this is

Pick the cards you already carry and the full ranking appears — every spend category, every card, sorted by what each one actually returns once points are converted to percentages. The ranking runs in your browser. Then it becomes a pass that sits in Apple Wallet next to the cards themselves, so the answer is one swipe away at the register instead of buried in an app you would have to remember to open.

1. It lives in Wallet, next to your cards. A signed Apple Wallet pass, not another app to open. It syncs to Apple Watch on its own.
2. It never sees your data. No login, no bank linking, no transaction history, no accounts, no server-side user records. The pass builder verifies, signs and forgets — it stores nothing and logs nothing.
3. $9.99 once, not $90 a year. Free is one card, or any curated combo on the free list — the Chase and Citi trifectas, the Capital One duo, and more. Any other set of cards is a one-time $9.99 unlock in the iPhone app. CardPointers is $90 a year, MaxRewards about $108.

Comparing two particular cards? There is a page for that: every same-issuer pairing and every curated combo, each ranked from the same card database this generator reads. Or start from the free combos, which go into Wallet in one tap.