Bank of America Customized Cash Rewards vs Travel Rewards
Both are Bank of America cards. Here is every spend category, ranked by what each card actually returns.
Everything else
- Travel Rewards 1.5% 1.5x base rate
- Customized Cash Rewards 1.0% 1% base rate
Groceries
- Customized Cash Rewards 2.0% 2%
- Travel Rewards 1.5% 1.5x base rate
Wholesale clubs
- Customized Cash Rewards 2.0% 2%
- Travel Rewards 1.5% 1.5x base rate
What the numbers are doing
Customized Cash Rewards lets you choose one category to earn 3% on. This table assumes nothing is chosen yet, so it earns its base rate everywhere; choose in the generator to see where it lands.
Where they differ: Travel Rewards takes everything else; Customized Cash Rewards takes groceries and wholesale clubs.
| Category | Best card |
|---|---|
| Everything else | Travel Rewards1.5% |
| Groceries | Customized Cash Rewards2.0% |
| Wholesale clubs | Customized Cash Rewards2.0% |
Content preview. Apple Wallet controls the layout; visible categories vary by device. Categories that rank the same as Everything else are left off; every other category is in pass details.
Every category, every card
Everything else
- Travel Rewards — 1.5%
- Customized Cash Rewards — 1.0%
Groceries
- Customized Cash Rewards — 2.0%
- Travel Rewards — 1.5%
Wholesale clubs
- Customized Cash Rewards — 2.0%
- Travel Rewards — 1.5%
The iPhone app is not available yet
Preview this set of cards. The web can add one card, or any of the combos on the free list; the app adds any set of cards for $9.99 once. See the free combos.
Open this ranking in the generatorA cheat sheet in your Wallet that tells you which card to use. No account, no bank linking, no subscription.