pointslip milestomorrow.com

Bank of America Travel Rewards vs Unlimited Cash Rewards

Both are Bank of America cards. Here is every spend category, ranked by what each card actually returns.

Best card by category Card terms as of Sep 14

Everything else

  1. Travel Rewards 1.5% 1.5x base rate
  2. Unlimited Cash Rewards 1.5% 1.5% base rate

What the numbers are doing

These cards return the same effective rate in all 47 categories, so the ranking cannot separate them. Pick on annual fee instead: Travel Rewards $0, Unlimited Cash Rewards $0.

pointslipEveryday
Pass content preview
CategoryBest card
Everything elseTravel Rewards1.5%

Content preview. Apple Wallet controls the layout; visible categories vary by device. Categories that rank the same as Everything else are left off; every other category is in pass details.

Every category, every card

Everything else

  1. Travel Rewards — 1.5%
  2. Unlimited Cash Rewards — 1.5%

The iPhone app is not available yet

Preview this set of cards. The web can add one card, or any of the combos on the free list; the app adds any set of cards for $9.99 once. See the free combos.

Open this ranking in the generator

A cheat sheet in your Wallet that tells you which card to use. No account, no bank linking, no subscription.