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Capital One Venture Rewards vs Venture X

Both are Capital One cards. Here is every spend category, ranked by what each card actually returns.

Best card by category Card terms as of Sep 14

Everything else

  1. Venture Rewards 3.0% 2x base rate
  2. Venture X 3.0% 2x base rate

Flights

  1. Venture X · Capital One Travel 7.5% 5x
  2. Venture Rewards 3.0% 2x base rate
  3. Venture X 3.0% 2x base rate

Hotels

  1. Venture X · Capital One Travel 15.0% 10x
  2. Venture Rewards · Capital One Travel 7.5% 5x
  3. Venture Rewards 3.0% 2x base rate
  4. Venture X 3.0% 2x base rate

Car rental

  1. Venture X · Capital One Travel 15.0% 10x
  2. Venture Rewards · Capital One Travel 7.5% 5x
  3. Venture Rewards 3.0% 2x base rate
  4. Venture X 3.0% 2x base rate

Vacation rentals

  1. Venture Rewards · Capital One Travel 7.5% 5x
  2. Venture X · Capital One Travel 7.5% 5x
  3. Venture Rewards 3.0% 2x base rate
  4. Venture X 3.0% 2x base rate

What the numbers are doing

The table is earn rate only — annual fees are not netted out of it. These cards charge Venture Rewards $95 and Venture X $395 a year, so a thin lead in one category may not cover the difference.

Where they differ: Venture X takes flights, hotels and car rental; Venture Rewards takes vacation rentals.

pointslipEveryday
Pass content preview
CategoryBest card
Everything elseVenture Rewards3.0%
FlightsVenture X · Capital One Travel7.5%
HotelsVenture X · Capital One Travel15.0%
Car rentalVenture X · Capital One Travel15.0%
Vacation rentalsVenture Rewards · Capital One Travel7.5%

Content preview. Apple Wallet controls the layout; visible categories vary by device. Categories that rank the same as Everything else are left off; every other category is in pass details.

Every category, every card

Everything else

  1. Venture Rewards — 3.0%
  2. Venture X — 3.0%

Flights

  1. Venture X · Capital One Travel — 7.5%
  2. Venture Rewards — 3.0%
  3. Venture X — 3.0%

Hotels

  1. Venture X · Capital One Travel — 15.0%
  2. Venture Rewards · Capital One Travel — 7.5%
  3. Venture Rewards — 3.0%
  4. Venture X — 3.0%

Car rental

  1. Venture X · Capital One Travel — 15.0%
  2. Venture Rewards · Capital One Travel — 7.5%
  3. Venture Rewards — 3.0%
  4. Venture X — 3.0%

Vacation rentals

  1. Venture Rewards · Capital One Travel — 7.5%
  2. Venture X · Capital One Travel — 7.5%
  3. Venture Rewards — 3.0%
  4. Venture X — 3.0%

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