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Capital One Venture Rewards vs VentureOne Rewards

Both are Capital One cards. Here is every spend category, ranked by what each card actually returns.

Best card by category Card terms as of Sep 14

Everything else

  1. Venture Rewards 3.0% 2x base rate
  2. VentureOne Rewards 1.9% 1.25x base rate

Hotels

  1. Venture Rewards · Capital One Travel 7.5% 5x
  2. VentureOne Rewards · Capital One Travel 7.5% 5x
  3. Venture Rewards 3.0% 2x base rate
  4. VentureOne Rewards 1.9% 1.25x base rate

Car rental

  1. Venture Rewards · Capital One Travel 7.5% 5x
  2. VentureOne Rewards · Capital One Travel 7.5% 5x
  3. Venture Rewards 3.0% 2x base rate
  4. VentureOne Rewards 1.9% 1.25x base rate

Vacation rentals

  1. Venture Rewards · Capital One Travel 7.5% 5x
  2. VentureOne Rewards · Capital One Travel 7.5% 5x
  3. Venture Rewards 3.0% 2x base rate
  4. VentureOne Rewards 1.9% 1.25x base rate

What the numbers are doing

The table is earn rate only — annual fees are not netted out of it. These cards charge Venture Rewards $95 and VentureOne Rewards $0 a year, so a thin lead in one category may not cover the difference.

Where they differ: Venture Rewards takes everything else, hotels, car rental and vacation rentals. VentureOne Rewards wins nothing outright in this wallet.

pointslipEveryday
Pass content preview
CategoryBest card
Everything elseVenture Rewards3.0%
HotelsVenture Rewards · Capital One Travel7.5%
Car rentalVenture Rewards · Capital One Travel7.5%
Vacation rentalsVenture Rewards · Capital One Travel7.5%

Content preview. Apple Wallet controls the layout; visible categories vary by device. Categories that rank the same as Everything else are left off; every other category is in pass details.

Every category, every card

Everything else

  1. Venture Rewards — 3.0%
  2. VentureOne Rewards — 1.9%

Hotels

  1. Venture Rewards · Capital One Travel — 7.5%
  2. VentureOne Rewards · Capital One Travel — 7.5%
  3. Venture Rewards — 3.0%
  4. VentureOne Rewards — 1.9%

Car rental

  1. Venture Rewards · Capital One Travel — 7.5%
  2. VentureOne Rewards · Capital One Travel — 7.5%
  3. Venture Rewards — 3.0%
  4. VentureOne Rewards — 1.9%

Vacation rentals

  1. Venture Rewards · Capital One Travel — 7.5%
  2. VentureOne Rewards · Capital One Travel — 7.5%
  3. Venture Rewards — 3.0%
  4. VentureOne Rewards — 1.9%

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