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Chase Air Canada Aeroplan Card vs Freedom Rise

Both are Chase cards. Here is every spend category, ranked by what each card actually returns.

Best card by category Card terms as of Nov 11

Everything else

  1. Freedom Rise 1.5% 1.5% base rate
  2. Air Canada Aeroplan Card 1.5% 1x base rate

Dining

  1. Air Canada Aeroplan Card 4.4% 3x
  2. Freedom Rise 1.5% 1.5% base rate

Groceries

  1. Air Canada Aeroplan Card 4.4% 3x
  2. Freedom Rise 1.5% 1.5% base rate

Gas

  1. Air Canada Aeroplan Card 2.9% 2x
  2. Freedom Rise 1.5% 1.5% base rate

Travel

  1. Air Canada Aeroplan Card 4.4% 3x
  2. Freedom Rise 1.5% 1.5% base rate

Lyft

  1. Freedom Rise 2.0% 2%
  2. Air Canada Aeroplan Card 1.5% 1x base rate

What the numbers are doing

Abroad the answer flips: Freedom Rise charges a 3% foreign transaction fee, so once that comes off the rate Air Canada Aeroplan Card is the better card for everyday spend.

The table is earn rate only — annual fees are not netted out of it. These cards charge Air Canada Aeroplan Card $195 and Freedom Rise $0 a year, so a thin lead in one category may not cover the difference.

Where they differ: Freedom Rise takes everything else and lyft; Air Canada Aeroplan Card takes dining, groceries, gas and travel.

pointslipEveryday
Pass content preview
CategoryBest card
Everything elseFreedom Rise1.5%
DiningAir Canada Aeroplan Card4.4%
GroceriesAir Canada Aeroplan Card4.4%
GasAir Canada Aeroplan Card2.9%
TravelAir Canada Aeroplan Card4.4%
LyftFreedom Rise2.0%

Content preview. Apple Wallet controls the layout; visible categories vary by device. Categories that rank the same as Everything else are left off; every other category is in pass details.

Every category, every card

Everything else

  1. Freedom Rise — 1.5%
  2. Air Canada Aeroplan Card — 1.5%

Dining

  1. Air Canada Aeroplan Card — 4.4%
  2. Freedom Rise — 1.5%

Groceries

  1. Air Canada Aeroplan Card — 4.4%
  2. Freedom Rise — 1.5%

Gas

  1. Air Canada Aeroplan Card — 2.9%
  2. Freedom Rise — 1.5%

Travel

  1. Air Canada Aeroplan Card — 4.4%
  2. Freedom Rise — 1.5%

Lyft

  1. Freedom Rise — 2.0%
  2. Air Canada Aeroplan Card — 1.5%
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