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Chase Amazon Visa vs Freedom Flex

Both are Chase cards. Here is every spend category, ranked by what each card actually returns.

Best card by category Card terms as of Sep 14

Everything else

  1. Amazon Visa 1.0% 1% base rate
  2. Freedom Flex 1.0% 1% base rate

Dining

  1. Freedom Flex 3.0% 3%
  2. Amazon Visa 2.0% 2%

Gas

  1. Freedom Flex 5.0% 5%, rotating this quarter
  2. Amazon Visa 2.0% 2%

Travel

  1. Freedom Flex · Chase Travel 5.0% 5%
  2. Amazon Visa · Chase Travel 3.0% 3%
  3. Amazon Visa 1.0% 1% base rate
  4. Freedom Flex 1.0% 1% base rate

Drugstores

  1. Freedom Flex 3.0% 3%
  2. Amazon Visa 1.0% 1% base rate

Amazon

  1. Amazon Visa 3.0% 3%
  2. Freedom Flex 1.0% 1% base rate

Whole Foods Market

  1. Amazon Visa 3.0% 3%
  2. Freedom Flex 1.0% 1% base rate

Public transit

  1. Freedom Flex 5.0% 5%, rotating this quarter
  2. Amazon Visa 2.0% 2%

Rideshare & taxis

  1. Amazon Visa 2.0% 2%
  2. Freedom Flex 1.0% 1% base rate

Live events

  1. Freedom Flex 5.0% 5%, rotating this quarter
  2. Amazon Visa 1.0% 1% base rate

What the numbers are doing

Freedom Flex wins gas, public transit and live events at 5% only because the rotating calendar is on them this quarter. The quarter ends September 30, 2026; after it the card earns 1% there, and no later quarter in the published calendar brings it back.

Where they differ: Freedom Flex takes dining, gas, travel and drugstores, plus 2 more; Amazon Visa takes amazon, whole foods market and rideshare & taxis.

pointslipEveryday
Pass content preview
CategoryBest card
Everything elseAmazon Visa1.0%
DiningFreedom Flex3.0%
GasFreedom Flex5.0%
TravelFreedom Flex · Chase Travel5.0%
DrugstoresFreedom Flex3.0%
AmazonAmazon Visa3.0%
Whole Foods MarketAmazon Visa3.0%
Public transitFreedom Flex5.0%
Rideshare & taxisAmazon Visa2.0%
Live eventsFreedom Flex5.0%

Content preview. Apple Wallet controls the layout; visible categories vary by device. Categories that rank the same as Everything else are left off; every other category is in pass details.

Every category, every card

Everything else

  1. Amazon Visa — 1.0%
  2. Freedom Flex — 1.0%

Dining

  1. Freedom Flex — 3.0%
  2. Amazon Visa — 2.0%

Gas

  1. Freedom Flex — 5.0%
  2. Amazon Visa — 2.0%

Travel

  1. Freedom Flex · Chase Travel — 5.0%
  2. Amazon Visa · Chase Travel — 3.0%
  3. Amazon Visa — 1.0%
  4. Freedom Flex — 1.0%

Drugstores

  1. Freedom Flex — 3.0%
  2. Amazon Visa — 1.0%

Amazon

  1. Amazon Visa — 3.0%
  2. Freedom Flex — 1.0%

Whole Foods Market

  1. Amazon Visa — 3.0%
  2. Freedom Flex — 1.0%

Public transit

  1. Freedom Flex — 5.0%
  2. Amazon Visa — 2.0%

Rideshare & taxis

  1. Amazon Visa — 2.0%
  2. Freedom Flex — 1.0%

Live events

  1. Freedom Flex — 5.0%
  2. Amazon Visa — 1.0%

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