Chase Amazon Visa vs Ink Business Preferred
Both are Chase cards. Here is every spend category, ranked by what each card actually returns.
Everything else
- Ink Business Preferred 1.5% 1x base rate
- Amazon Visa 1.0% 1% base rate
Dining
- Amazon Visa 2.0% 2%
- Ink Business Preferred 1.5% 1x base rate
Gas
- Amazon Visa 2.0% 2%
- Ink Business Preferred 1.5% 1x base rate
Travel
- Amazon Visa · Chase Travel 3.0% 3%
- Ink Business Preferred 1.5% 1x base rate
- Amazon Visa 1.0% 1% base rate
Amazon
- Amazon Visa 3.0% 3%
- Ink Business Preferred 1.5% 1x base rate
Phone & internet
- Ink Business Preferred 4.5% 3x
- Amazon Visa 1.0% 1% base rate
Shipping
- Ink Business Preferred 4.5% 3x
- Amazon Visa 1.0% 1% base rate
Advertising
- Ink Business Preferred 4.5% 3x
- Amazon Visa 1.0% 1% base rate
Whole Foods Market
- Amazon Visa 3.0% 3%
- Ink Business Preferred 1.5% 1x base rate
Flights
- Ink Business Preferred 4.5% 3x
- Amazon Visa · Chase Travel 3.0% 3%
- Amazon Visa 1.0% 1% base rate
Hotels
- Ink Business Preferred 4.5% 3x
- Amazon Visa · Chase Travel 3.0% 3%
- Amazon Visa 1.0% 1% base rate
Public transit
- Amazon Visa 2.0% 2%
- Ink Business Preferred 1.5% 1x base rate
Rideshare & taxis
- Amazon Visa 2.0% 2%
- Ink Business Preferred 1.5% 1x base rate
What the numbers are doing
Ink Business Preferred tops everything else at 1.5% only because this table values its points at 1.5 cents each. Value them at one cent and Amazon Visa wins that category instead.
The table is earn rate only — annual fees are not netted out of it. These cards charge Amazon Visa $0 and Ink Business Preferred $95 a year, so a thin lead in one category may not cover the difference.
Where they differ: Ink Business Preferred takes everything else, phone & internet, shipping and advertising, plus 2 more; Amazon Visa takes dining, gas, travel and amazon, plus 3 more.
| Category | Best card |
|---|---|
| Everything else | Ink Business Preferred1.5% |
| Dining | Amazon Visa2.0% |
| Gas | Amazon Visa2.0% |
| Travel | Amazon Visa · Chase Travel3.0% |
| Amazon | Amazon Visa3.0% |
| Phone & internet | Ink Business Preferred4.5% |
| Shipping | Ink Business Preferred4.5% |
| Advertising | Ink Business Preferred4.5% |
| Whole Foods Market | Amazon Visa3.0% |
| Flights | Ink Business Preferred4.5% |
| Hotels | Ink Business Preferred4.5% |
| Public transit | Amazon Visa2.0% |
| Rideshare & taxis | Amazon Visa2.0% |
Content preview. Apple Wallet controls the layout; visible categories vary by device. Categories that rank the same as Everything else are left off; every other category is in pass details.
Every category, every card
Everything else
- Ink Business Preferred — 1.5%
- Amazon Visa — 1.0%
Dining
- Amazon Visa — 2.0%
- Ink Business Preferred — 1.5%
Gas
- Amazon Visa — 2.0%
- Ink Business Preferred — 1.5%
Travel
- Amazon Visa · Chase Travel — 3.0%
- Ink Business Preferred — 1.5%
- Amazon Visa — 1.0%
Amazon
- Amazon Visa — 3.0%
- Ink Business Preferred — 1.5%
Phone & internet
- Ink Business Preferred — 4.5%
- Amazon Visa — 1.0%
Shipping
- Ink Business Preferred — 4.5%
- Amazon Visa — 1.0%
Advertising
- Ink Business Preferred — 4.5%
- Amazon Visa — 1.0%
Whole Foods Market
- Amazon Visa — 3.0%
- Ink Business Preferred — 1.5%
Flights
- Ink Business Preferred — 4.5%
- Amazon Visa · Chase Travel — 3.0%
- Amazon Visa — 1.0%
Hotels
- Ink Business Preferred — 4.5%
- Amazon Visa · Chase Travel — 3.0%
- Amazon Visa — 1.0%
Public transit
- Amazon Visa — 2.0%
- Ink Business Preferred — 1.5%
Rideshare & taxis
- Amazon Visa — 2.0%
- Ink Business Preferred — 1.5%
The iPhone app is not available yet
Preview this set of cards. The web can add one card, or any of the combos on the free list; the app adds any set of cards for $9.99 once. See the free combos.
Open this ranking in the generatorA cheat sheet in your Wallet that tells you which card to use. No account, no bank linking, no subscription.