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Chase Freedom Flex vs Freedom Rise

Both are Chase cards. Here is every spend category, ranked by what each card actually returns.

Best card by category Card terms as of Sep 14

Everything else

  1. Freedom Rise 1.5% 1.5% base rate
  2. Freedom Flex 1.0% 1% base rate

Dining

  1. Freedom Flex 3.0% 3%
  2. Freedom Rise 1.5% 1.5% base rate

Gas

  1. Freedom Flex 5.0% 5%, rotating this quarter
  2. Freedom Rise 1.5% 1.5% base rate

Travel

  1. Freedom Flex · Chase Travel 5.0% 5%
  2. Freedom Rise 1.5% 1.5% base rate
  3. Freedom Flex 1.0% 1% base rate

Drugstores

  1. Freedom Flex 3.0% 3%
  2. Freedom Rise 1.5% 1.5% base rate

Public transit

  1. Freedom Flex 5.0% 5%, rotating this quarter
  2. Freedom Rise 1.5% 1.5% base rate

Live events

  1. Freedom Flex 5.0% 5%, rotating this quarter
  2. Freedom Rise 1.5% 1.5% base rate

What the numbers are doing

Freedom Flex wins gas, public transit and live events at 5% only because the rotating calendar is on them this quarter. The quarter ends September 30, 2026; after it the card earns 1% there, and no later quarter in the published calendar brings it back.

Where they differ: Freedom Rise takes everything else; Freedom Flex takes dining, gas, travel and drugstores, plus 2 more.

pointslipEveryday
Pass content preview
CategoryBest card
Everything elseFreedom Rise1.5%
DiningFreedom Flex3.0%
GasFreedom Flex5.0%
TravelFreedom Flex · Chase Travel5.0%
DrugstoresFreedom Flex3.0%
Public transitFreedom Flex5.0%
Live eventsFreedom Flex5.0%

Content preview. Apple Wallet controls the layout; visible categories vary by device. Categories that rank the same as Everything else are left off; every other category is in pass details.

Every category, every card

Everything else

  1. Freedom Rise — 1.5%
  2. Freedom Flex — 1.0%

Dining

  1. Freedom Flex — 3.0%
  2. Freedom Rise — 1.5%

Gas

  1. Freedom Flex — 5.0%
  2. Freedom Rise — 1.5%

Travel

  1. Freedom Flex · Chase Travel — 5.0%
  2. Freedom Rise — 1.5%
  3. Freedom Flex — 1.0%

Drugstores

  1. Freedom Flex — 3.0%
  2. Freedom Rise — 1.5%

Public transit

  1. Freedom Flex — 5.0%
  2. Freedom Rise — 1.5%

Live events

  1. Freedom Flex — 5.0%
  2. Freedom Rise — 1.5%

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