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Chase Freedom Flex vs Prime Visa

Both are Chase cards. Here is every spend category, ranked by what each card actually returns.

Best card by category Card terms as of Sep 14

Everything else

  1. Freedom Flex 1.0% 1% base rate
  2. Prime Visa 1.0% 1% base rate

Dining

  1. Freedom Flex 3.0% 3%
  2. Prime Visa 2.0% 2%

Gas

  1. Freedom Flex 5.0% 5%, rotating this quarter
  2. Prime Visa 2.0% 2%

Travel

  1. Freedom Flex · Chase Travel 5.0% 5%
  2. Prime Visa · Chase Travel 5.0% 5%
  3. Freedom Flex 1.0% 1% base rate
  4. Prime Visa 1.0% 1% base rate

Drugstores

  1. Freedom Flex 3.0% 3%
  2. Prime Visa 1.0% 1% base rate

Amazon

  1. Prime Visa 5.0% 5%
  2. Freedom Flex 1.0% 1% base rate

Whole Foods Market

  1. Prime Visa 5.0% 5%
  2. Freedom Flex 1.0% 1% base rate

Public transit

  1. Freedom Flex 5.0% 5%, rotating this quarter
  2. Prime Visa 2.0% 2%

Rideshare & taxis

  1. Prime Visa 2.0% 2%
  2. Freedom Flex 1.0% 1% base rate

Live events

  1. Freedom Flex 5.0% 5%, rotating this quarter
  2. Prime Visa 1.0% 1% base rate

What the numbers are doing

Freedom Flex wins gas, public transit and live events at 5% only because the rotating calendar is on them this quarter. The quarter ends September 30, 2026; after it the card earns 1% there, and no later quarter in the published calendar brings it back.

Where they differ: Freedom Flex takes dining, gas, travel and drugstores, plus 2 more; Prime Visa takes amazon, whole foods market and rideshare & taxis.

pointslipEveryday
Pass content preview
CategoryBest card
Everything elseFreedom Flex1.0%
DiningFreedom Flex3.0%
GasFreedom Flex5.0%
TravelFreedom Flex · Chase Travel5.0%
DrugstoresFreedom Flex3.0%
AmazonPrime Visa5.0%
Whole Foods MarketPrime Visa5.0%
Public transitFreedom Flex5.0%
Rideshare & taxisPrime Visa2.0%
Live eventsFreedom Flex5.0%

Content preview. Apple Wallet controls the layout; visible categories vary by device. Categories that rank the same as Everything else are left off; every other category is in pass details.

Every category, every card

Everything else

  1. Freedom Flex — 1.0%
  2. Prime Visa — 1.0%

Dining

  1. Freedom Flex — 3.0%
  2. Prime Visa — 2.0%

Gas

  1. Freedom Flex — 5.0%
  2. Prime Visa — 2.0%

Travel

  1. Freedom Flex · Chase Travel — 5.0%
  2. Prime Visa · Chase Travel — 5.0%
  3. Freedom Flex — 1.0%
  4. Prime Visa — 1.0%

Drugstores

  1. Freedom Flex — 3.0%
  2. Prime Visa — 1.0%

Amazon

  1. Prime Visa — 5.0%
  2. Freedom Flex — 1.0%

Whole Foods Market

  1. Prime Visa — 5.0%
  2. Freedom Flex — 1.0%

Public transit

  1. Freedom Flex — 5.0%
  2. Prime Visa — 2.0%

Rideshare & taxis

  1. Prime Visa — 2.0%
  2. Freedom Flex — 1.0%

Live events

  1. Freedom Flex — 5.0%
  2. Prime Visa — 1.0%

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