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Chase Freedom Rise vs Ink Business Preferred

Both are Chase cards. Here is every spend category, ranked by what each card actually returns.

Best card by category Card terms as of Sep 14

Everything else

  1. Freedom Rise 1.5% 1.5% base rate
  2. Ink Business Preferred 1.5% 1x base rate

Phone & internet

  1. Ink Business Preferred 4.5% 3x
  2. Freedom Rise 1.5% 1.5% base rate

Shipping

  1. Ink Business Preferred 4.5% 3x
  2. Freedom Rise 1.5% 1.5% base rate

Advertising

  1. Ink Business Preferred 4.5% 3x
  2. Freedom Rise 1.5% 1.5% base rate

Flights

  1. Ink Business Preferred 4.5% 3x
  2. Freedom Rise 1.5% 1.5% base rate

Hotels

  1. Ink Business Preferred 4.5% 3x
  2. Freedom Rise 1.5% 1.5% base rate

What the numbers are doing

The table is earn rate only — annual fees are not netted out of it. These cards charge Freedom Rise $0 and Ink Business Preferred $95 a year, so a thin lead in one category may not cover the difference.

Where they differ: Ink Business Preferred takes phone & internet, shipping, advertising and flights, plus 1 more. Freedom Rise wins nothing outright in this wallet.

pointslipEveryday
Pass content preview
CategoryBest card
Everything elseFreedom Rise1.5%
Phone & internetInk Business Preferred4.5%
ShippingInk Business Preferred4.5%
AdvertisingInk Business Preferred4.5%
FlightsInk Business Preferred4.5%
HotelsInk Business Preferred4.5%

Content preview. Apple Wallet controls the layout; visible categories vary by device. Categories that rank the same as Everything else are left off; every other category is in pass details.

Every category, every card

Everything else

  1. Freedom Rise — 1.5%
  2. Ink Business Preferred — 1.5%

Phone & internet

  1. Ink Business Preferred — 4.5%
  2. Freedom Rise — 1.5%

Shipping

  1. Ink Business Preferred — 4.5%
  2. Freedom Rise — 1.5%

Advertising

  1. Ink Business Preferred — 4.5%
  2. Freedom Rise — 1.5%

Flights

  1. Ink Business Preferred — 4.5%
  2. Freedom Rise — 1.5%

Hotels

  1. Ink Business Preferred — 4.5%
  2. Freedom Rise — 1.5%

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