Chase Freedom Rise vs Sapphire Preferred
Both are Chase cards. Here is every spend category, ranked by what each card actually returns.
Everything else
- Freedom Rise 1.5% 1.5% base rate
- Sapphire Preferred 1.5% 1x base rate
Dining
- Sapphire Preferred 4.5% 3x
- Freedom Rise 1.5% 1.5% base rate
Gas
- Sapphire Preferred 4.5% 3x
- Freedom Rise 1.5% 1.5% base rate
Travel
- Sapphire Preferred · Chase Travel 7.5% 5x
- Freedom Rise 1.5% 1.5% base rate
- Sapphire Preferred 1.5% 1x base rate
Streaming
- Sapphire Preferred 4.5% 3x
- Freedom Rise 1.5% 1.5% base rate
Online grocery
- Sapphire Preferred 4.5% 3x
- Freedom Rise 1.5% 1.5% base rate
Flights
- Sapphire Preferred · Chase Travel 7.5% 5x
- Sapphire Preferred 3.0% 2x
- Freedom Rise 1.5% 1.5% base rate
Hotels
- Sapphire Preferred · Chase Travel 7.5% 5x
- Sapphire Preferred 3.0% 2x
- Freedom Rise 1.5% 1.5% base rate
What the numbers are doing
The table is earn rate only — annual fees are not netted out of it. These cards charge Freedom Rise $0 and Sapphire Preferred $95 a year, so a thin lead in one category may not cover the difference.
Where they differ: Sapphire Preferred takes dining, gas, travel and streaming, plus 3 more. Freedom Rise wins nothing outright in this wallet.
| Category | Best card |
|---|---|
| Everything else | Freedom Rise1.5% |
| Dining | Sapphire Preferred4.5% |
| Gas | Sapphire Preferred4.5% |
| Travel | Sapphire Preferred · Chase Travel7.5% |
| Streaming | Sapphire Preferred4.5% |
| Online grocery | Sapphire Preferred4.5% |
| Flights | Sapphire Preferred · Chase Travel7.5% |
| Hotels | Sapphire Preferred · Chase Travel7.5% |
Content preview. Apple Wallet controls the layout; visible categories vary by device. Categories that rank the same as Everything else are left off; every other category is in pass details.
Every category, every card
Everything else
- Freedom Rise — 1.5%
- Sapphire Preferred — 1.5%
Dining
- Sapphire Preferred — 4.5%
- Freedom Rise — 1.5%
Gas
- Sapphire Preferred — 4.5%
- Freedom Rise — 1.5%
Travel
- Sapphire Preferred · Chase Travel — 7.5%
- Freedom Rise — 1.5%
- Sapphire Preferred — 1.5%
Streaming
- Sapphire Preferred — 4.5%
- Freedom Rise — 1.5%
Online grocery
- Sapphire Preferred — 4.5%
- Freedom Rise — 1.5%
Flights
- Sapphire Preferred · Chase Travel — 7.5%
- Sapphire Preferred — 3.0%
- Freedom Rise — 1.5%
Hotels
- Sapphire Preferred · Chase Travel — 7.5%
- Sapphire Preferred — 3.0%
- Freedom Rise — 1.5%
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