pointslip milestomorrow.com

Citi American Airlines AAdvantage MileUp Card vs Strata Elite

Both are Citi cards. Here is every spend category, ranked by what each card actually returns.

Best card by category Card terms as of Nov 11

Everything else

  1. Strata Elite 2.9% 1.5x base rate
  2. American Airlines AAdvantage MileUp Card 1.5% 1x base rate

Dining

  1. Strata Elite 5.9% 3x
  2. American Airlines AAdvantage MileUp Card 1.5% 1x base rate

Flights · portal

  1. Strata Elite · Citi Travel 11.7% 6x

Hotels · portal

  1. Strata Elite · Citi Travel 23.4% 12x

Car rental · portal

  1. Strata Elite · Citi Travel 23.4% 12x

Attractions · portal

  1. Strata Elite · Citi Travel 23.4% 12x

What the numbers are doing

The table is earn rate only — annual fees are not netted out of it. These cards charge American Airlines AAdvantage MileUp Card $0 and Strata Elite $595 a year, so a thin lead in one category may not cover the difference.

Where they differ: Strata Elite takes everything else and dining. American Airlines AAdvantage MileUp Card wins nothing outright in this wallet.

pointslipEveryday
Pass content preview
CategoryBest card
Everything elseStrata Elite2.9%
DiningStrata Elite5.9%
Flights · portalStrata Elite · Citi Travel11.7%
Hotels · portalStrata Elite · Citi Travel23.4%
Car rental · portalStrata Elite · Citi Travel23.4%
Attractions · portalStrata Elite · Citi Travel23.4%

Content preview. Apple Wallet controls the layout; visible categories vary by device. Categories that rank the same as Everything else are left off; every other category is in pass details.

Every category, every card

Everything else

  1. Strata Elite — 2.9%
  2. American Airlines AAdvantage MileUp Card — 1.5%

Dining

  1. Strata Elite — 5.9%
  2. American Airlines AAdvantage MileUp Card — 1.5%

Flights · portal

  1. Strata Elite · Citi Travel — 11.7%

Hotels · portal

  1. Strata Elite · Citi Travel — 23.4%

Car rental · portal

  1. Strata Elite · Citi Travel — 23.4%

Attractions · portal

  1. Strata Elite · Citi Travel — 23.4%
Add to Apple Wallet

This link hands the pass straight to Wallet, no app and no account — its first three rows; the app unlocks every row.

iPhone app · not yet released

Preview this set of cards. The first three rows are free, whatever cards you hold; every row and every feature is $9.99 once, in the app. See the free combos.

Open this ranking in the generator

A cheat sheet in your Wallet that tells you which card to use. No account, no bank linking, no subscription.