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Citi AT&T Points Plus Card from Citi vs Costco Anywhere Visa

Both are Citi cards. Here is every spend category, ranked by what each card actually returns.

Best card by category Card terms as of Nov 11

Everything else

  1. AT&T Points Plus Card from Citi 2.0% 1x base rate
  2. Costco Anywhere Visa 1.0% 1% base rate

Dining

  1. Costco Anywhere Visa 3.0% 3%
  2. AT&T Points Plus Card from Citi 2.0% 1x base rate

Groceries

  1. AT&T Points Plus Card from Citi 3.9% 2x
  2. Costco Anywhere Visa 1.0% 1% base rate

Gas

  1. AT&T Points Plus Card from Citi 5.9% 3x
  2. Costco Anywhere Visa 4.0% 4%, capped

Flights

  1. Costco Anywhere Visa 3.0% 3%
  2. AT&T Points Plus Card from Citi 2.0% 1x base rate

Hotels

  1. Costco Anywhere Visa 3.0% 3%
  2. AT&T Points Plus Card from Citi 2.0% 1x base rate

Car rental

  1. Costco Anywhere Visa 3.0% 3%
  2. AT&T Points Plus Card from Citi 2.0% 1x base rate

Cruises

  1. Costco Anywhere Visa 3.0% 3%
  2. AT&T Points Plus Card from Citi 2.0% 1x base rate

Travel agencies

  1. Costco Anywhere Visa 3.0% 3%
  2. AT&T Points Plus Card from Citi 2.0% 1x base rate

Costco

  1. Costco Anywhere Visa 2.0% 2%
  2. AT&T Points Plus Card from Citi 2.0% 1x base rate

What the numbers are doing

AT&T Points Plus Card from Citi tops gas at 5.9% only because this table values its points at 1.95 cents each. Value them at one cent and Costco Anywhere Visa wins that category instead.

Where they differ: AT&T Points Plus Card from Citi takes everything else, groceries and gas; Costco Anywhere Visa takes dining, flights, hotels and car rental, plus 3 more.

pointslipEveryday
Pass content preview
CategoryBest card
Everything elseAT&T Points Plus Card from Citi2.0%
DiningCostco Anywhere Visa3.0%
GroceriesAT&T Points Plus Card from Citi3.9%
GasAT&T Points Plus Card from Citi5.9%
FlightsCostco Anywhere Visa3.0%
HotelsCostco Anywhere Visa3.0%
Car rentalCostco Anywhere Visa3.0%
CruisesCostco Anywhere Visa3.0%
Travel agenciesCostco Anywhere Visa3.0%
CostcoCostco Anywhere Visa2.0%

Content preview. Apple Wallet controls the layout; visible categories vary by device. Categories that rank the same as Everything else are left off; every other category is in pass details.

Every category, every card

Everything else

  1. AT&T Points Plus Card from Citi — 2.0%
  2. Costco Anywhere Visa — 1.0%

Dining

  1. Costco Anywhere Visa — 3.0%
  2. AT&T Points Plus Card from Citi — 2.0%

Groceries

  1. AT&T Points Plus Card from Citi — 3.9%
  2. Costco Anywhere Visa — 1.0%

Gas

  1. AT&T Points Plus Card from Citi — 5.9%
  2. Costco Anywhere Visa — 4.0%

Flights

  1. Costco Anywhere Visa — 3.0%
  2. AT&T Points Plus Card from Citi — 2.0%

Hotels

  1. Costco Anywhere Visa — 3.0%
  2. AT&T Points Plus Card from Citi — 2.0%

Car rental

  1. Costco Anywhere Visa — 3.0%
  2. AT&T Points Plus Card from Citi — 2.0%

Cruises

  1. Costco Anywhere Visa — 3.0%
  2. AT&T Points Plus Card from Citi — 2.0%

Travel agencies

  1. Costco Anywhere Visa — 3.0%
  2. AT&T Points Plus Card from Citi — 2.0%

Costco

  1. Costco Anywhere Visa — 2.0%
  2. AT&T Points Plus Card from Citi — 2.0%
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