pointslip milestomorrow.com

Navy Federal Credit Union cashRewards Credit Card vs Flagship Premier Visa Signature

Both are Navy Federal Credit Union cards. Here is every spend category, ranked by what each card actually returns.

Best card by category Card terms as of Nov 11

Everything else

  1. cashRewards Credit Card 1.5% 1.5% base rate
  2. Flagship Premier Visa Signature 1.0% 1x base rate

Dining

  1. Flagship Premier Visa Signature 3.0% 3x
  2. cashRewards Credit Card 1.5% 1.5% base rate

Travel

  1. Flagship Premier Visa Signature 4.0% 4x
  2. cashRewards Credit Card 1.5% 1.5% base rate

Ground transportation

  1. Flagship Premier Visa Signature 4.0% 4x
  2. cashRewards Credit Card 1.5% 1.5% base rate

What the numbers are doing

The table is earn rate only — annual fees are not netted out of it. These cards charge cashRewards Credit Card $0 and Flagship Premier Visa Signature $95 a year, so a thin lead in one category may not cover the difference.

Where they differ: cashRewards Credit Card takes everything else; Flagship Premier Visa Signature takes dining, travel and ground transportation.

pointslipEveryday
Pass content preview
CategoryBest card
Everything elsecashRewards Credit Card1.5%
DiningFlagship Premier Visa Signature3.0%
TravelFlagship Premier Visa Signature4.0%
Ground transportationFlagship Premier Visa Signature4.0%

Content preview. Apple Wallet controls the layout; visible categories vary by device. Categories that rank the same as Everything else are left off; every other category is in pass details.

Every category, every card

Everything else

  1. cashRewards Credit Card — 1.5%
  2. Flagship Premier Visa Signature — 1.0%

Dining

  1. Flagship Premier Visa Signature — 3.0%
  2. cashRewards Credit Card — 1.5%

Travel

  1. Flagship Premier Visa Signature — 4.0%
  2. cashRewards Credit Card — 1.5%

Ground transportation

  1. Flagship Premier Visa Signature — 4.0%
  2. cashRewards Credit Card — 1.5%
Add to Apple Wallet

This link hands the pass straight to Wallet, no app and no account — its first three rows; the app unlocks every row.

iPhone app · not yet released

Preview this set of cards. The first three rows are free, whatever cards you hold; every row and every feature is $9.99 once, in the app. See the free combos.

Open this ranking in the generator

A cheat sheet in your Wallet that tells you which card to use. No account, no bank linking, no subscription.