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Wells Fargo Autograph vs Autograph Journey

Both are Wells Fargo cards. Here is every spend category, ranked by what each card actually returns.

Best card by category Card terms as of Sep 14

Everything else

  1. Autograph 1.0% 1x base rate
  2. Autograph Journey 1.0% 1x base rate

Dining

  1. Autograph 3.0% 3x
  2. Autograph Journey 3.0% 3x

Gas

  1. Autograph 3.0% 3x
  2. Autograph Journey 1.0% 1x base rate

Ground transportation

  1. Autograph 3.0% 3x
  2. Autograph Journey 1.0% 1x base rate

Streaming

  1. Autograph 3.0% 3x
  2. Autograph Journey 1.0% 1x base rate

Phone & internet

  1. Autograph 3.0% 3x
  2. Autograph Journey 1.0% 1x base rate

Flights

  1. Autograph Journey 4.0% 4x
  2. Autograph 3.0% 3x

Hotels

  1. Autograph Journey 5.0% 5x
  2. Autograph 3.0% 3x

Car rental

  1. Autograph 3.0% 3x
  2. Autograph Journey 3.0% 3x

Cruises

  1. Autograph 3.0% 3x
  2. Autograph Journey 3.0% 3x

Travel agencies

  1. Autograph Journey 3.0% 3x
  2. Autograph 1.0% 1x base rate

Campgrounds

  1. Autograph Journey 3.0% 3x
  2. Autograph 1.0% 1x base rate

What the numbers are doing

The table is earn rate only — annual fees are not netted out of it. These cards charge Autograph $0 and Autograph Journey $95 a year, so a thin lead in one category may not cover the difference.

Where they differ: Autograph takes gas, ground transportation, streaming and phone & internet; Autograph Journey takes flights, hotels, travel agencies and campgrounds.

pointslipEveryday
Pass content preview
CategoryBest card
Everything elseAutograph1.0%
DiningAutograph3.0%
GasAutograph3.0%
Ground transportationAutograph3.0%
StreamingAutograph3.0%
Phone & internetAutograph3.0%
FlightsAutograph Journey4.0%
HotelsAutograph Journey5.0%
Car rentalAutograph3.0%
CruisesAutograph3.0%
Travel agenciesAutograph Journey3.0%
CampgroundsAutograph Journey3.0%

Content preview. Apple Wallet controls the layout; visible categories vary by device. Categories that rank the same as Everything else are left off; every other category is in pass details.

Every category, every card

Everything else

  1. Autograph — 1.0%
  2. Autograph Journey — 1.0%

Dining

  1. Autograph — 3.0%
  2. Autograph Journey — 3.0%

Gas

  1. Autograph — 3.0%
  2. Autograph Journey — 1.0%

Ground transportation

  1. Autograph — 3.0%
  2. Autograph Journey — 1.0%

Streaming

  1. Autograph — 3.0%
  2. Autograph Journey — 1.0%

Phone & internet

  1. Autograph — 3.0%
  2. Autograph Journey — 1.0%

Flights

  1. Autograph Journey — 4.0%
  2. Autograph — 3.0%

Hotels

  1. Autograph Journey — 5.0%
  2. Autograph — 3.0%

Car rental

  1. Autograph — 3.0%
  2. Autograph Journey — 3.0%

Cruises

  1. Autograph — 3.0%
  2. Autograph Journey — 3.0%

Travel agencies

  1. Autograph Journey — 3.0%
  2. Autograph — 1.0%

Campgrounds

  1. Autograph Journey — 3.0%
  2. Autograph — 1.0%

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