The Capital One No-Annual-Fee Duo
Capital One VentureOne Rewards, Savor — one pass, free, no account and no app. VentureOne Rewards takes everything else, hotels and car rental and 1 more; Savor takes dining, groceries and streaming and 1 more.
Card terms as of Sep 14. Open the downloaded pass on an iPhone to add it to Wallet. Regenerate it when card terms change.
What you get
| Category | Best card |
|---|---|
| Everything else | VentureOne Rewards1.9% |
| Dining | Savor3.0% |
| Groceries | Savor3.0% |
| Streaming | Savor3.0% |
| Entertainment | Savor · Capital One Entertainment8.0% |
| Hotels | VentureOne Rewards · Capital One Travel7.5% |
| Car rental | VentureOne Rewards · Capital One Travel7.5% |
| Vacation rentals | VentureOne Rewards · Capital One Travel7.5% |
Content preview. Apple Wallet controls the layout; visible categories vary by device. Categories that rank the same as Everything else are left off; every other category is in pass details.
Every category, every card
Everything else
- VentureOne Rewards — 1.9%
- Savor — 1.0%
Dining
- Savor — 3.0%
- VentureOne Rewards — 1.9%
Groceries
- Savor — 3.0%
- VentureOne Rewards — 1.9%
Streaming
- Savor — 3.0%
- VentureOne Rewards — 1.9%
Entertainment
- Savor · Capital One Entertainment — 8.0%
- Savor — 3.0%
- VentureOne Rewards — 1.9%
Hotels
- VentureOne Rewards · Capital One Travel — 7.5%
- Savor · Capital One Travel — 5.0%
- VentureOne Rewards — 1.9%
- Savor — 1.0%
Car rental
- VentureOne Rewards · Capital One Travel — 7.5%
- Savor · Capital One Travel — 5.0%
- VentureOne Rewards — 1.9%
- Savor — 1.0%
Vacation rentals
- VentureOne Rewards · Capital One Travel — 7.5%
- Savor · Capital One Travel — 5.0%
- VentureOne Rewards — 1.9%
- Savor — 1.0%
Why these cards
VentureOne Rewards takes everything else, hotels and car rental and 1 more; Savor takes dining, groceries and streaming and 1 more.
A cheat sheet in your Wallet that tells you which card to use. No account, no bank linking, no subscription.
See the full ranking for Capital One VentureOne Rewards, Savor — every spend category, every card, with the reasons. Or open it in the generator and change the cards.