pointslip milestomorrow.com

The Chase Trifecta (Sapphire Reserve)

Chase Sapphire Reserve, Freedom Flex, Freedom Unlimited — one pass, free, no account and no app. Sapphire Reserve takes everything else, dining and travel and 2 more; Freedom Flex takes gas, drugstores and public transit and 1 more.

Add to Apple Wallet

Card terms as of Sep 14. Open the downloaded pass on an iPhone to add it to Wallet. Regenerate it when card terms change.

What you get

pointslipEveryday
Pass content preview
CategoryBest card
Everything elseSapphire Reserve1.5%
DiningSapphire Reserve4.5%
GasFreedom Flex5.0%
TravelSapphire Reserve · Chase Travel12.0%
DrugstoresFreedom Flex3.0%
FlightsSapphire Reserve · Chase Travel12.0%
HotelsSapphire Reserve · Chase Travel12.0%
Public transitFreedom Flex5.0%
Live eventsFreedom Flex5.0%

Content preview. Apple Wallet controls the layout; visible categories vary by device. Categories that rank the same as Everything else are left off; every other category is in pass details.

Every category, every card

Everything else

  1. Sapphire Reserve — 1.5%
  2. Freedom Unlimited — 1.5%
  3. Freedom Flex — 1.0%

Dining

  1. Sapphire Reserve — 4.5%
  2. Freedom Flex — 3.0%
  3. Freedom Unlimited — 3.0%

Gas

  1. Freedom Flex — 5.0%
  2. Sapphire Reserve — 1.5%
  3. Freedom Unlimited — 1.5%

Travel

  1. Sapphire Reserve · Chase Travel — 12.0%
  2. Freedom Flex · Chase Travel — 5.0%
  3. Freedom Unlimited · Chase Travel — 5.0%
  4. Sapphire Reserve — 1.5%
  5. Freedom Unlimited — 1.5%
  6. Freedom Flex — 1.0%

Drugstores

  1. Freedom Flex — 3.0%
  2. Freedom Unlimited — 3.0%
  3. Sapphire Reserve — 1.5%

Flights

  1. Sapphire Reserve · Chase Travel — 12.0%
  2. Sapphire Reserve — 6.0%
  3. Freedom Flex · Chase Travel — 5.0%
  4. Freedom Unlimited · Chase Travel — 5.0%
  5. Freedom Unlimited — 1.5%
  6. Freedom Flex — 1.0%

Hotels

  1. Sapphire Reserve · Chase Travel — 12.0%
  2. Sapphire Reserve — 6.0%
  3. Freedom Flex · Chase Travel — 5.0%
  4. Freedom Unlimited · Chase Travel — 5.0%
  5. Freedom Unlimited — 1.5%
  6. Freedom Flex — 1.0%

Public transit

  1. Freedom Flex — 5.0%
  2. Sapphire Reserve — 1.5%
  3. Freedom Unlimited — 1.5%

Live events

  1. Freedom Flex — 5.0%
  2. Sapphire Reserve — 1.5%
  3. Freedom Unlimited — 1.5%

Why these cards

Sapphire Reserve takes everything else, dining and travel and 2 more; Freedom Flex takes gas, drugstores and public transit and 1 more.

A cheat sheet in your Wallet that tells you which card to use. No account, no bank linking, no subscription.

See the full ranking for Chase Sapphire Reserve, Freedom Flex, Freedom Unlimited — every spend category, every card, with the reasons. Or open it in the generator and change the cards.