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The Citi Trifecta

Citi Strata Premier, Double Cash, Custom Cash — one pass, free, no account and no app. Double Cash takes everything else; Strata Premier takes dining, groceries and gas and 4 more.

Add to Apple Wallet

Card terms as of Sep 14. Open the downloaded pass on an iPhone to add it to Wallet. Regenerate it when card terms change.

What you get

pointslipEveryday
Pass content preview
CategoryBest card
Everything elseDouble Cash2.0%
DiningStrata Premier4.2%
GroceriesStrata Premier4.2%
GasStrata Premier4.2%
FlightsStrata Premier4.2%
HotelsStrata Premier · Citi Travel14.0%
Car rentalStrata Premier · Citi Travel14.0%
AttractionsStrata Premier · Citi Travel14.0%

Content preview. Apple Wallet controls the layout; visible categories vary by device. Categories that rank the same as Everything else are left off; every other category is in pass details.

Every category, every card

Everything else

  1. Double Cash — 2.0%
  2. Strata Premier — 1.4%
  3. Custom Cash — 1.0%

Dining

  1. Strata Premier — 4.2%
  2. Double Cash — 2.0%
  3. Custom Cash — 1.0%

Groceries

  1. Strata Premier — 4.2%
  2. Double Cash — 2.0%
  3. Custom Cash — 1.0%

Gas

  1. Strata Premier — 4.2%
  2. Double Cash — 2.0%
  3. Custom Cash — 1.0%

Flights

  1. Strata Premier — 4.2%
  2. Double Cash — 2.0%
  3. Custom Cash — 1.0%

Hotels

  1. Strata Premier · Citi Travel — 14.0%
  2. Double Cash · Citi Travel — 5.0%
  3. Strata Premier — 4.2%
  4. Double Cash — 2.0%
  5. Custom Cash — 1.0%

Car rental

  1. Strata Premier · Citi Travel — 14.0%
  2. Double Cash · Citi Travel — 5.0%
  3. Double Cash — 2.0%
  4. Strata Premier — 1.4%
  5. Custom Cash — 1.0%

Attractions

  1. Strata Premier · Citi Travel — 14.0%
  2. Double Cash · Citi Travel — 5.0%
  3. Double Cash — 2.0%
  4. Strata Premier — 1.4%
  5. Custom Cash — 1.0%

Why these cards

Double Cash takes everything else; Strata Premier takes dining, groceries and gas and 4 more.

A cheat sheet in your Wallet that tells you which card to use. No account, no bank linking, no subscription.

See the full ranking for Citi Strata Premier, Double Cash, Custom Cash — every spend category, every card, with the reasons. Or open it in the generator and change the cards.